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Muskogee - Vian - Fort Smith - Springdale


Armstrong Bank is proud to offer mortgage services at each Armstrong location, with specialized offices in four communities. Each mortgage department is staffed with a knowledgeable and hardworking team, that is waiting to make your home ownership dreams come true. Ready to start the process? Give us a call today at 1-888-680-2655 and let us connect you with a mortgage lender in your area. 


Armstrong Bank offers:

  • Conventional Loans - Conventional loans feature a fixed interest rate and extended loan terms to qualified borrowers.
  • VA Loans: The Veterans Administration offers financing on mortgages for qualified borrowers.
  • Section 184 Loans: Indian Housing Loan Guarantee Program offers home financing with a minimum down payment to approved Native American families.
  • USDA Rural Development Loans: The U.S. Department of Agriculture offers financing on single family dwellings for those families who meet the low income guidelines.
  • FHA Loans: The Federal Housing Administration provides home financing with a minimum down payment and longer terms. This loan is attractive for borrowers looking to repair their credit while still receiving a low rate.

Down payment assistance programs:

  • MAP Funds: The Housing Authority of Cherokee Nation offers a mortgage assistance grant up to $20,000 that can be used for down payment assistance and closing costs for qualified borrowers.
  • MCC: The Mortgage Credit Certification Program helps borrowers obtain a tax credit that reduces their mortgage interest costs each year.
  • HSP: FHL Bank Topeka offers a mortgage assistance grant for first-time home buyers up to $7,500 that can be used for down pay ment assistance and closing costs for qualified borrowers. 


To learn more about our loan products and services, visit with a knowledgeable loan officer at one of our convenient locations.


Rates and terms vary based on credit history, banking relationship with Armstrong Bank, down payment, income, and collateral.