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CDs and IRAs

Certificates of Deposit and Individual Retirement Accounts are great ways to save your money while putting it to work and earning you more.


Certificates of Deposit (CDs)

Looking for investments with secure, guaranteed returns? Our Certificates of Deposit let you choose the terms, from 91 days to 5 years, with fixed interest rates based upon the rate at the time of purchase. Your interest can be paid monthly, quarterly, or annually. Automatically renewing CD's allow a 10-day grace period after the maturity date for withdrawals, additions to the CD, or changes in term without penalty.


Individual Retirement Accounts (IRAs)

Traditional IRA

Deductible or Nondeductible Retirement Account for Individual.

Roth IRA

Nondeductible Retirement Account for individuals that earns income if left in for at least 5 years and meets qualified distribution.


Coverdell Education Savings Account (CESA)

Nondeductible contribution made to an IRA for educational purposes and earns income if used for qualified educational expenses.